Use your own ID card to do your POS machine and brush your credit card. Does this affect the credit card?

I used to work on 5 bank credit cards. I have a lot of friends who play cards. The total credit limit of credit cards is hundreds of thousands of millions. My own total credit has already exceeded one million. In fact, there are ways. First of all, you need to understand the policies of each bank, and then understand your own conditions, and then how to do (packaging) in order to meet the bank's requirements, as long as you understand this, and then you can have a million credit card. In fact, the simplest and most realistic method of raising the amount is just to use more credit cards. The card is nothing more than a big POS machine. Many friends ask Xiaobian to use their own ID card to do the pos machine and brush their own credit card. Control? The Xiaobian team has been engaged in credit card and online lending for many years and has professional practical skills. Here are some credit card online loan technologies. If you need it, you can click on the top right corner to follow and then privately trust me, I will send it to you.

Return to the theme: use your own ID card to brush your hand, and then brush your credit card, the bank still sees your real consumption information. Therefore, there is no impact on the credit card, and it also helps to raise the amount.

First of all, we must understand the entire fund clearing process after the POS machine swipes:

1. Most of the current POS machine withdrawals are T+0, which is the second. After the credit card is swiped, the funds on our account are generally paid by the acquiring institution or its partner bank, and the credit card issuing bank directly calls us.

2. After swiping the credit card, the funds will be unified into the UnionPay Reserve Account. After the second working day, the UnionPay Reserve Account will be settled with each POS merchant. In other words, the UnionPay Settlement Account is like a wall, blocking the information between the credit card issuer and the settlement bank, and cannot see each other's transaction information.

3. After the card is swiped, the system will automatically match to a merchant, and all are high-quality merchants with points, such as jewelry stores, hotels, restaurants, entertainment and so on. The information received by banks and UnionPay is the real consumption of cardholders in these merchants, and it is a high consumption of points, which is very helpful for the amount of money. So don't worry, how to use it.

4. That is to say, the POS machine belongs to a third-party payment company, the credit card belongs to the bank, and the information between them is not available. The bank does not see who the specific owner of the POS machine is, and the payment company does not know who the credit card holder is. Therefore, it is no problem to brush your own credit card with your own pos. However, when you swipe your card, you should also control the posture of the card: look for a regular safe machine, do not jump the code, if you swipe the card after the card, such as the brush is the large amount of jewelry store, the bill is displayed It is a tea shop. This is obviously TX, easy to cause wind control; brush up to 3 strokes a day, the interval between the two transactions is more than 3 hours, otherwise it is easy to trigger the wind control.

In short, although there is no problem in brushing your credit card with the pos machine of your own ID card, it is necessary to properly swipe the card to help raise the amount.