I am asking for a handling fee when I swipe my credit card. Do you know what to do?

Summary:

Since the implementation of the new credit card regulations on September 6th, it is very likely that the credit card will be charged by the merchant to pay the handling fee. What should I do if I encounter this situation?

Since the implementation of the new credit card regulations on September 6th, it seems that the consumption of credit card seems to save money, but in fact, the credit card person can not directly benefit from it. On the contrary, it is very likely that the credit card will be paid by the merchant to pay the handling fee. What should I do in this situation?

[Case review]

A few days ago, Mr. Wang bought a shopping card at a “one card” company. When he checked out the account, he wanted to swipe the credit card, but was told that if he swiped the credit card, he would have to pay a handling fee of six thousandths. “I used to brush credit cards before, and I never asked for a handling fee. Why do I have to pay now?” Mr. Wang asked inexplicably.

The staff said that on September 6, the China Banking Regulatory Commission issued a new regulation to cancel the credit card processing fee rate. This regulation has a certain impact on the company's operations, so it is necessary to charge the corresponding handling fee. But if you are paying a debit card or paying cash, you don't have to pay a fee.

Like Mr. Wang’s encounter, when Ms. Liu bought furniture in a home plaza, she was also told that due to the adjustment of the credit card processing rate, this part of the cost needs to be borne by the consumers themselves. Ms. Liu thought it was a new policy, and she did not think much about it. Later, she realized that this was a violation requirement.

Weapons:

From September 6 this year, the credit card processing fee has indeed canceled the capping rule. Therefore, the more the card spending amount, the more the fee that needs to be paid. However, this fee should be borne by the merchant, not the consumer.

It is unreasonable for the merchant to require the consumer to pay the credit card fee. If the consumer encounters similar problems, he can keep the consumption credentials and call the UnionPay customer service phone 95516 to handle the complaint.