How to use UnionPay cloud flash payment? Cloud flash payment using three steps to explain

How to use UnionPay cloud flash payment? Cloud flash pays to use three steps to explain in detail.

Using "Cloud Flash Pay" requires three major steps:

1. First, you need to have a mobile phone with Near Field Payment (NFC) and Android.

2. The cardholder must bind his bank card to the mobile phone APP of the bank to generate a cloud flash card, which is equivalent to the “bank card” of the physical bank card;

3. Finally, in front of the POS machine with the UnionPay “flash payment” logo at the checkout counter of the supermarket and the shopping mall, after the cashier enters the payment quota, the consumer only needs to Light the mobile phone and gently place it near the pos machine, in the “drop” After entering the password after one click, the entire payment process is completed.

"If the phone is accidentally lost, the cloud flash card can be reported in the bank, and the loss incurred by the user can be paid for insurance." At present, UnionPay supports "cloud flash payment" POS terminals accounted for more than 60%.

In fact, the application of NFC near-field payment technology used by "Cloud Flash Payment" has been previously launched by a number of banks such as China Mobile. The UnionPay, ICBC, China Merchants Bank, Bank of Beijing and other more than 20 commercial banks across the country pushed "cloud flash payment", this is the first time this payment method has been implemented in the banking system. According to the person in charge of UnionPay, in addition to the security guarantees such as dynamic key and cloud authentication, the real card number is not displayed when paying, which can effectively protect the cardholder's privacy and pay sensitive information.

Previously, due to the lack of support for many businesses' POS systems, some consumers have repeatedly hit the wall when they use flash payment. ICBC revealed yesterday that in 2016, it will upgrade the flash payment function on the merchant POS machines involved in its acquiring business, and promote more merchants to support this function.