Data and practice prove that the agent pos machine is profitable, and it is not bad to do well!
At present, China is recognized as one of the countries with the fastest growth in the global payment card business and one of the countries with the greatest development potential. As the best way to realize electronic payment, the POS payment industry is closely related to the development of the payment card industry. According to relevant research, every 10% increase in the proportion of consumption paid by cards can bring a 0.5% increase to the national economy. Therefore, the state will focus on supporting and encouraging payment services in the 11th Five-Year Plan and the 12th Five-Year Plan. development of.
Insiders pointed out: With the continuous improvement of domestic consumption level and the increase of consumer awareness and the arrival of the Internet era, the current payment methods are gradually shifting towards card swiping. Cash settlement is no longer the mainstream, and credit card is used instead of cash. The possession of the machine is also growing in a straight line. China's pos machine industry is growing at an average rate of 15% per year. At present, the entire pos machine industry has entered a period of steady growth. Judging from the coverage rate of pos terminals, the number of pos machines per capita in China is much lower than that of foreign countries, and the market space is broad. According to the data, the number of pos machines owned by every 10,000 people in China is 13.7. In the United States, the number jumped to 179, while in South Korea it was 625. With the development of e-commerce, the popularity of bank cards and people's daily consumption behaviors, swiping has become an irresistible trend.
Through market surveys of large and medium-sized wholesale markets and small and medium-sized merchants in Beijing, Shanghai, Shenzhen, Wenzhou and other places, it is found that the monthly settlement of large and medium-sized wholesale self-employed households in the market has been maintained at an average of over RMB 400,000 per month. The average amount of funds settled also exceeded 100,000 yuan, but no bank financial institution provided systematic and comprehensive financial services to these users. Self-employed households have strong demand for banking financial services. The most important demand is to focus on the convenience, speed and security of fund settlement.
"In-depth research and forecast report of China pos machine industry in 2014-2018" shows that the self-employed households in the wholesale market and small and medium-sized businesses are very large. With the trend of consumption habits tending to swipe, the demand for self-employed households to install pos machines Great intentions. There are currently 60 million small and medium-sized merchants in China, but there are only 3 million merchants with pos machines. POS machines only account for 5% of the market share, and 95% of the market is in a blank state. In the next ten years, pos machines will become the most mainstream transaction for human beings. Billing method.
In 2015, the Bank will face the reform of rate adjustment and the adjustment of the borrowing and lending points. Although the specific plan has not yet been released, the rectification is a foregone conclusion.
Paying Xiaobian will tell you how much POS agents are making money? Where is the profit point?
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