If you are using a hand brush, how can you use it without adversely affecting your credit card?
1, many card friends know that the physical POS is best to brush again after a while, but for the hand brush, we take it for granted that the background will automatically switch the business, the card does not care about the time interval. I have consulted with a friend who is a hand brush agent. She said that the hand brush also has to pay attention to the problem of card spacing. Because the data in the background shows the card swipe of the same hand brush, too frequent and unreasonable card swiping will also be used by the bank. Wind control.
2, on the issue of points, many bank merchants MCC is required, like investment, security, etc. for home appliances, gas stations are no points, so if you want to attract investment, peace points should be less brush this gear Hand brush.
3, basically the current hand brush has a positioning function, but there will be a phenomenon of inaccurate positioning, such as you swipe in Beijing, you think that the brush is a Beijing business, but it is likely to show Shijiazhuang merchants. So, if your bank reminder is not a real-time reminder of the name of the merchant, you can't instantly know where you are going, and don't brush the same card twice a day.
4. According to the regulations of the central bank, the hand-brushing policy of one machine and one rate is implemented, but many brands still have a multi-rate rate. If the machine in your hand is at a higher rate, it is recommended that you do not switch rates at will.
Nowadays, the conditions for issuing credit cards by banks are getting lower and lower, and the number of cardholders is increasing. Some people even hold credit cards of several banks at the same time.
On the one hand, it can satisfy the desire to buy, buy, and buy, and it can meet the demand for capital turnover when it is urgently needed.
Therefore, the mobile phone pos machine has become an indispensable tool for many people to swipe the card, can not print the transaction ticket, the device needs to link the mobile phone to use the mobile phone POS, today Xiaobian will give you an analysis of the drawbacks of some hand brush POS machine.
Hand brush pos threshold is low, two clear pos is like a cow hair
Hand brush Pos machine technology threshold is very low, individuals or companies with certain financial strength can enter, resulting in the market hand brush brand is more messy, and the company has a license to pay a total of one or two hundred, using the second clear pos machine brings Needless to say the risks. Therefore, if you have to choose a mobile phone pos, you must choose the brand of the regular payment company.
Jumping merchants, jumping code flooding
Jumping merchants: You swipe your card in Beijing. The credit card bill shows that you are spending in a certain merchant in Shanghai. It is easy to be swiped by the bank in a short period of time.
Jump code: In order to maximize the profit, some payment companies swipe their cards, and the trading channel switches to the 0 rate public welfare merchants and low-rate merchants. The seriousness of this is believed to be understood by everyone.
Since the bank has no money to make, and once there is an abnormal transaction, it is easy to be derated or even sealed!
When cardholders are digging into the various use values ​​of credit cards, don't forget the three risks that the card may be “brushed outâ€: credit risk, financial risk, legal risk, and the cardholder should use the credit card appropriately and legally.
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