Is the foreign currency POS machine really paying the credit card?
According to Xiaobian, the aspect of overseas consumption proves your economic strength. Therefore, many people use credit cards to brush foreign currency very frequently for the purpose of credit card. This is a serious misunderstanding. The credit card withdrawal is actually a comprehensive reference, and the single is more difficult than the married (compared in the same economic environment). You won't just look at your foreign currency to increase your quota. Of course, brushing the foreign currency machine is helpful for the amount of money. It reflects your financial ability and consumption strength. It is simple to say that the bank feels that you have a large consumption demand and has the ability to repay, it can earn To the money, it will be willing to give you a limit!
However, if you use a foreign currency machine, you should also pay attention to the method. Otherwise, you may not be able to increase the amount of the card!
Note on brushing foreign currency:
1. There should be no domestic consumption within 24 hours before swiping the card;
2. Do not brush domestic machines within 36 hours after swiping the card;
3, do not brush 1 and 2 dollars for a credit card because the bank has started monitoring;
4, each time you swipe the card within 5 minutes, the customer must pay attention to the return visit, the chance of returning to visit is about 40%;
5, pick up the return can say that the parents took the card out to travel, or friends go abroad on a business trip but will not use the foreign mobile phone to put the phone on you. Anyway, it must be said that it is consumed by itself;
6. Everbright must have a return call, and the return rate of Xingye has reached 60%;
7. After the investor has activated the overseas quota, the temporary quota will not be postponed for 2 months. No matter how good you are, how good you are;
8, brush foreign currency will not seal the card so-called card is only temporarily frozen, I can call the customer service can be unlocked. Everbright needs to make up the card separately.
Tip: How to repay the foreign currency machine?
If the cardholder's credit card is a dual-currency card, the automatic purchase of the foreign exchange function is generally enabled by default. After the credit card is consumed overseas, it can be directly deposited into the RMB for repayment. If the dual-currency card has the agreed repayment function, the bank will automatically convert the foreign currency arrears into RMB and deduct the money.
In addition, if the personal online banking is opened, the cardholder can also log in. In the credit card repayment option, if the payment repayment function is selected, the bill for the credit card to be consumed abroad can be repaid. In addition to these methods, cardholders can also go to the bank's business outlets to handle RMB repayments and remittances, as well as credit card spending abroad. However, it is necessary to go to the issuing bank's outlets with foreign currency business.
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